Terms and Conditions

Welcome to Defender Financial Group! These terms and conditions ("Terms", "Terms of Service") outline the rules and regulations for using our website [Website URL] (the "Service") operated by Defender Financial Group ("us", "we", or "our").

1. Acceptance of Terms

By accessing or using the Service, you agree to be bound by these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

2. Content Ownership

The Service and its original content, features, and functionality are and will remain the exclusive property of [Your Business Name] and its licensors.

3. User Conduct

When using the Service, you must not:

Violate any applicable laws or regulations.
Infringe on the rights of others, including intellectual property rights.
Transmit any material that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, hateful, or racially or ethnically offensive.
Interfere with or disrupt the Service or servers or networks connected to the Service.
Use the Service for any unauthorized purpose.

4. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

5. Disclaimer

Your use of the Service is at your sole risk. The Service is provided "AS IS" and "AS AVAILABLE" without any warranty or condition, express or implied.

6. Limitations of Liability

In no event shall Defender Financial Group, nor its directors, agents, suppliers, or licensors, be liable for any damages whatsoever, including, without limitation, indirect, incidental, punitive, consequential, or special damages arising out of, or in any way connected with, your use of the Service, even if advised of the possibility of such damages.

7. Governing Law

These Terms shall be governed and construed in accordance with the laws of Indiana without regard to its conflict of law provisions.

8. Dispute Resolution

Any dispute arising out of or relating to these Terms will be resolved by arbitration/mediation in Indiana.

9. Entire Agreement

These Terms constitute the entire agreement between you and us regarding our Service and supersede all prior or contemporaneous communications and proposals, whether oral or written.

10. Changes to Terms

We reserve the right to update or change our Terms at any time. You are responsible for checking these Terms periodically. Your continued use of the Service following the posting of revised Terms means that you accept and agree to the changes.

11. Contact Us

If you have any questions about these Terms, please contact us at rob@defenderfinancialgroup.com.