Turning 65 is a milestone that brings many changes, especially when it comes to healthcare and financial planning. One of the most important decisions you’ll face is how to manage your Medicare coverage alongside life insurance. Understanding how these two work together can help you protect your health and your loved ones. I want to guide you through the essentials so you can make confident choices. Understanding Life Insurance with Medicare When you become eligible for Medicare, you might...

Turning 65 brings many changes, especially when it comes to healthcare. For veterans, understanding how VA benefits and Medicare work together can feel overwhelming. I want to help you navigate these options clearly and confidently. Combining these benefits can provide comprehensive coverage, but it requires knowing the details and making informed choices. Understanding Veteran Healthcare Options at 65 When you reach 65, Medicare becomes a key part of your healthcare. But as a veteran, you...

The Changing Landscape of Medicare in 2026 As we move into 2026, the Medicare market is facing significant adjustments that will impact both current beneficiaries and those about to enroll. These changes aim to improve cost transparency, increase access to care, and adjust benefits in response to the Inflation Reduction Act and ongoing policy updates from the Centers for Medicare & Medicaid Services (CMS). One of the most notable changes involves prescription drug coverage. The $2,000 annual...